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Iowa Insurance Store Blog: insurance

View the latest blog posts from Iowa Insurance Store.

Life insurance provides compensation to beneficiaries once the insured pass. It’s reassuring knowing that your loved ones will be taken care of even when you’re gone. But even the most comprehensive life insurance plans can’t cover everything. READ MORE >>

There are two types of car insurance — required and auxiliary. The state you live in mandates the type of insurance required as a condition of driving in the state. You don't legally have to obtain collision insurance. However, it covers damage to your car, and many people choose to get it as a precaution. READ MORE >>

When Your Home Insurance Will and Won’t Cover Flood Damage No one wants to experience water damage in their home. Even a puddle might create the risk of mold, mildew or water-weakened floorboards. Greater damage could lead to more significant problems, including structural insecurity. READ MORE >>

Buying a new auto insurance policy means you get to make some key decisions. You’ll need to choose the type of coverage you need and the amount right for your vehicle. In addition, you need to choose a deductible that fits your budget. Several key factors can help you determine what amount is right for your needs. READ MORE >>

It is so exciting moving into a new home. There are many things to plan for and look forward to doing in this new space. You may spend a lot to buy the home, renovate it, and furnish it. That is why you need home insurance to protect it. To do that, buy a policy that reflects the risks in the home, and the needs you have for it. READ MORE >>

A return of premium life insurance policy may seem like the ideal choice. It pays back some of the funds or even all of the funds you pay into the life insurance policy if it does not cash out. Is this type of life insurance the right option for you? It can be beneficial in some cases. However, there are limits. READ MORE >>

A return of premium life insurance policy may seem like the ideal choice. It pays back some of the funds or even all of the funds you pay into the life insurance policy if it does not cash out. Is this type of life insurance the right option for you? It can be beneficial in some cases. However, there are limits. READ MORE >>

Do you own a large vehicle that has the ability to tackle any hill or mud pit out there? It can be a lot of fun to go off-roading, whether you are in the desert or a field. Yet, off-road vehicles usually do not have coverage under a typical auto insurance policy for such activities. READ MORE >>

Your beautiful pool helps you relax all summer long. Perhaps you built a fantastic deck around it, ideal for relaxing in the sun. Is that deck covered by your home insurance policy? There are many factors that can contribute to your coverage here. And, limitations generally apply. READ MORE >>

Life insurance can be a powerful financial tool to have in your pocket. Most people do not want to think about the need to use it. Yet, there is a real risk present. And, with a policy, you can reduce the impact of that risk. Your policy should reflect your needs and those of your family. READ MORE >>

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