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Iowa Insurance Store Blog: home insurance

View the latest blog posts from Iowa Insurance Store.

When Your Home Insurance Will and Won’t Cover Flood Damage No one wants to experience water damage in their home. Even a puddle might create the risk of mold, mildew or water-weakened floorboards. Greater damage could lead to more significant problems, including structural insecurity. READ MORE >>

Your beautiful pool helps you relax all summer long. Perhaps you built a fantastic deck around it, ideal for relaxing in the sun. Is that deck covered by your home insurance policy? There are many factors that can contribute to your coverage here. And, limitations generally apply. READ MORE >>

In home insurance documents, you may read about some situations called covered losses. In short, a covered loss is a type of incident in which the policy covers, or pays for, the loss or incident. It may sound complex. It does not have to be, though. Take a closer look at what it may mean to your insurance coverage. READ MORE >>

An in-law suite may not sound good to everyone. However, if you plan to add a new space onto your home for your family, it is important to let your home insurance agent know about it. The addition or renovation of your home can change its value. It can also create more risk in some situations. READ MORE >>

An outbuilding is a structure on your property away from your home. There are various examples of this. On a rural property, a barn is an example. Sheds, garages away from the home, and other types of structures fit this term. Proper home insurance for these structures is necessary. READ MORE >>

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