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View the latest blog posts from Iowa Insurance Store.

Getting into any type of car accident can be scary. But it's even worse when the other driver flees the scene. The hit-and-run driver's goal is to try to get away. But if you act swiftly and smartly, there's a good chance you can have them held responsible. Here are the steps you should follow, if you find yourself in this situation. READ MORE >>

Your home insurance policy will probably cover any liability claims owing to a house party. But you're going to need to take a few steps to make sure that your insurer has no reason to deny your claim. Here's what you're going to want to do: Figure out your maximum occupancy and stick to it. READ MORE >>

You need to document your possessions if you want them to be covered under your home insurance policy. But how far should that extend? What needs to be documented? The short answer: Everything. That said, some things should be documented more extensively than others. READ MORE >>

There are two types of car insurance — required and auxiliary. The state you live in mandates the type of insurance required as a condition of driving in the state. You don't legally have to obtain collision insurance. However, it covers damage to your car, and many people choose to get it as a precaution. READ MORE >>

As a general rule, you should assume that your home insurance will not cover a new HVAC unit. Your HVAC will eventually need to be replaced, owing to general wear and tear. No matter how well cared-for your HVAC unit may be, no machine can be expected to last forever. READ MORE >>

It’s easy to think that buying auto insurance is one of those things that we’ll eventually get the hang of. But the truth is, it can be confusing to even seasoned drivers. Whether you're a brand-new driver, or just want to make sure that you're getting the best insurance you... READ MORE >>

So, you're finally upgrading your vehicle. You're probably wondering how your auto insurance policy handles this scenario. Here's what you need to know: Your insurance provider will give you a grace period. The sooner you let your insurer know that you've traded your old car in for something new, the better. READ MORE >>

If you're running out of storage space at your retail store, you can either rent a storage locker, or take the extra inventory home with you. But that inventory that comes home with you might not just a few cans of pineapples for your smoothie shop. It could be expensive equipment or valuable inventory. READ MORE >>

The holidays are usually a time of happiness and joy. However, they can also be prime pickings for scrooge-style thieves intent on bringing chaos and unhappiness to your life. Thankfully, there are numerous things you can do to help keep yourself from being victimized. Here are four ways to protect your home from a holiday break-in. READ MORE >>

Many people say that buying a home is cheaper than renting. In the short term, it may be. But people forget extra costs of home ownership like maintenance, property taxes, and home insurance. To help reduce the ongoing costs of owing your home, choose a few of these tips to implement: 1. READ MORE >>

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